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Your first year as a Spanish home owner
Congratulations on your new home. Here is what Spain asks of an owner who lives abroad, and when: a welcome pack from Example Homes Costa del Sol.
Keep your NIE close
Your NIE, the foreigner’s identity number, is also your tax number in Spain: your deed, your IBI receipts and every tax return carry it. Each owner has their own.
Pay the IBI every year
The IBI is your town hall’s yearly property tax. Whoever owns the home on January 1 owes it for the whole year: in the year you buy, that is the seller, unless your deed shares it out; from the next January 1, it is you. Your town hall, or its tax office, sets when it is paid: ask for a direct debit so that you never miss it.
Keep the receipt: the cadastral value on it (valor catastral) is what your Modelo 210 is worked out from.
File Modelo 210 every year
As an owner who lives abroad, you owe Spanish income tax on the home every year, even if nobody lives in it: each owner files a Modelo 210. Rent, if you let the home, goes on returns of its own, with other dates.
Bought in 2026? Your first return only counts the days you owned the home in 2026. If you don’t rent it out, file it between April 1, 2027 and December 31, 2027.
Your calendar
| At completion | Keep your deed (escritura), your NIE and the last IBI receipt together. |
|---|---|
| January 1, 2027 | The IBI of the year is now yours. |
| April 1, 2027 to December 31, 2027 | Your first Modelo 210, for 2026 (home not rented out). |
| Every year | One Modelo 210 per owner, and the IBI to your town hall. |
We can file it for you
CasitaTax files the Modelo 210 for each owner, every year, in your language, from €122 a year. Start on your page:
casitatax.com/en/partners/example-homes/
or write to us at contact@casitatax.com
Example Homes Costa del Sol is an independent partner of CasitaTax, a service of ZAHARD LTD. CasitaTax is a private service, not affiliated with the Agencia Tributaria. It is not a law firm, an accountant or a public body. Filing Modelo 210 yourself on the Agencia Tributaria’s website is free.